SmartBusiness cashflow habits that pay off

Cashflow improves when you make it routine. Here’s a simple cadence any small team can follow.

Weekly rhythm

• Cash position: know what’s available today.
• Receivables: chase the oldest invoices first.
• Payables: batch approvals to reduce distractions.
• Forecast: keep a rolling 6–8 week view.

Quick wins

• Standardize invoice terms and follow-up templates.
• Use dual approvals for payments.
• Separate duties: the person who creates a payee shouldn’t approve the first payment.

Template: weekly review agenda

15 min  Cash position + upcoming payments
10 min  Overdue receivables (top 10)
10 min  Exceptions (chargebacks, disputes)
10 min  Approvals + beneficiary changes
05 min  Forecast update

See also: roles & approvals.